Terms & Condition

Effective Date: September 10, 2026

Welcome to AutoNYOU (“AutoNYOU,” “Website,” “we,” “us,” or “our”). AutoNYOU is a digital platform operated in connection with Skyline Digital Growth that provides automotive and auto-insurance information, educational resources, comparisons, and opportunities to connect consumers with insurance-related products, services, and third-party providers.

By accessing or using this Website, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions (“Terms”). If you do not agree with these Terms, please do not use the Website.

1. About AutoNYOU

AutoNYOU provides information and resources relating to automobiles, auto insurance, vehicle ownership, insurance coverage, and related products and services.

The Website may also facilitate connections between consumers and third-party insurance companies, insurance-related businesses, advertisers, partners, or other service providers.

AutoNYOU is not an insurance company, insurance carrier, or insurance provider unless expressly stated otherwise. AutoNYOU does not underwrite, issue, bind, or administer insurance policies.

2. Insurance Information

The information published on AutoNYOU is provided for general informational and educational purposes.

Our content may discuss topics such as:

  • Auto insurance coverage types
  • Auto insurance rates and premiums
  • Liability, collision, and comprehensive coverage
  • Insurance comparisons
  • Vehicle protection
  • Insurance claims
  • Discounts and savings opportunities
  • Driving and vehicle ownership
  • Automotive technology and trends

Insurance requirements, rates, coverage options, eligibility, and policy terms vary depending on factors such as your location, driving history, vehicle, insurer, coverage selections, and other individual circumstances.

Information provided on AutoNYOU should not be considered insurance, legal, financial, or professional advice.

3. Insurance Quotes & Offers

AutoNYOU may provide access to insurance-related offers, advertisements, comparison tools, quote forms, or opportunities to request information from third-party insurance providers or partners.

Submitting information through the Website does not guarantee that you will receive an insurance quote, policy, offer, coverage, or approval.

Any quote, rate, coverage option, or offer you receive is determined by the applicable third-party insurance provider or partner based on its own underwriting criteria, eligibility requirements, and applicable laws.

4. Third-Party Insurance Providers & Partners

AutoNYOU may connect users with third-party insurance companies, agencies, brokers, advertisers, lead buyers, or other service providers.

Any relationship, transaction, insurance application, policy, quote, or service obtained through a third party is between you and that third party.

AutoNYOU does not control and is not responsible for:

  • The terms or conditions of third-party insurance policies;
  • Insurance premiums or rates;
  • Coverage decisions;
  • Underwriting decisions;
  • Eligibility requirements;
  • Claims decisions or handling;
  • The availability of insurance products;
  • The actions or omissions of third-party providers; or
  • The accuracy of information provided by third parties.

You should review the applicable provider’s terms, policy documents, disclosures, and privacy practices before purchasing or relying upon any insurance product or service.

5. Requests for Information

When you submit your information through AutoNYOU, you agree to provide information that is accurate, complete, and current.

Depending on the request you submit, your information may be shared with or transmitted to relevant third-party insurance providers, advertisers, partners, or service providers for the purpose of responding to your request.

Submitting a request does not obligate you to purchase insurance or any other product or service.

6. Communications & Consent

By submitting your contact information through the Website, you may be contacted regarding your request, including by telephone, text message, email, or other communication methods, subject to applicable law and any consent you provide.

You may receive communications from AutoNYOU and/or third-party providers or partners to whom your request has been routed.

Message and data rates may apply.

You may opt out of certain marketing communications where applicable. Opting out of communications may affect our ability or a third party’s ability to respond to your request.

Nothing in these Terms overrides any specific consent language, disclosure, or opt-out mechanism presented to you at the time you submit your information.

7. Pricing, Rates & Estimates

Any insurance rates, premiums, savings amounts, estimates, or other pricing information displayed on AutoNYOU are provided for informational purposes unless expressly identified as an actual offer from a licensed insurance provider.

Actual insurance premiums and policy terms are determined by the applicable insurance provider.

AutoNYOU does not guarantee that any particular rate, premium, discount, savings amount, coverage level, or insurance offer will be available to you.

8. No Guarantee of Insurance Coverage

Use of AutoNYOU does not guarantee that you will:

  • Qualify for insurance;
  • Receive an insurance quote;
  • Receive a particular insurance rate;
  • Be approved for coverage;
  • Receive a specific type or level of coverage;
  • Save money on insurance; or
  • Be matched with a particular insurance provider.

Insurance availability and eligibility are determined by the applicable insurance provider.

9. Accuracy of Information

We make reasonable efforts to provide useful and current information; however, insurance laws, rates, policies, products, and requirements can change.

We do not warrant that all information published on the Website is complete, current, accurate, or applicable to every user or jurisdiction.

You should verify important insurance information directly with the applicable insurance provider, licensed insurance professional, or appropriate governmental authority.

10. Disclaimer of Warranties

To the maximum extent permitted by applicable law, the Website and all content, information, tools, and services made available through the Website are provided on an “as is” and “as available” basis.

We make no express or implied warranties regarding the Website, including warranties of accuracy, reliability, availability, merchantability, fitness for a particular purpose, or non-infringement.

We do not guarantee that the Website will be uninterrupted, error-free, secure, or free from viruses or other harmful components.

11. Limitation of Liability

To the maximum extent permitted by applicable law, AutoNYOU, Skyline Digital Growth, and their respective owners, affiliates, employees, agents, representatives, and partners shall not be liable for any direct, indirect, incidental, consequential, special, exemplary, or other damages arising from or relating to:

  • Your use of or inability to use the Website;
  • Information obtained through the Website;
  • Your submission of personal information;
  • Your interactions with third-party insurance providers or other service providers;
  • Any insurance quote, policy, rate, coverage, claim, or transaction;
  • Any actions or omissions of third parties; or
  • Any reliance on information published on the Website.

Nothing in these Terms is intended to exclude or limit liability that cannot legally be excluded or limited under applicable law.

12. Third-Party Websites, Advertisements & Links

The Website may contain advertisements, sponsored content, links, offers, or references to third-party websites, products, or services.

Third-party websites and services are operated independently of AutoNYOU and may have their own terms, privacy policies, and practices.

AutoNYOU does not control or guarantee the content, availability, accuracy, products, services, or practices of third-party websites.

Your interactions with third parties are solely between you and the applicable third party.

13. Intellectual Property

Unless otherwise stated, all content and materials appearing on AutoNYOU, including text, graphics, logos, images, designs, layouts, articles, and other materials, are owned by or licensed to us and are protected by applicable intellectual property laws.

You may not reproduce, copy, modify, distribute, publish, transmit, sell, or otherwise exploit Website content without prior written permission, except as permitted by applicable law.

14. User Responsibilities

You agree to use the Website only for lawful purposes and to provide accurate information when submitting forms or requests.

You agree not to:

  • Submit false, fraudulent, or misleading information;
  • Impersonate another person;
  • Use the Website for unlawful purposes;
  • Attempt to interfere with the Website’s operation or security;
  • Access areas of the Website without authorization; or
  • Use the Website in a manner that violates applicable laws or regulations.

We reserve the right to restrict or terminate access to the Website where we reasonably believe these Terms have been violated.

15. Privacy

Your use of AutoNYOU is also governed by our Privacy Policy.

By using the Website or submitting information through our forms, you acknowledge that your information may be collected, used, and shared as described in our Privacy Policy and as permitted by applicable law.

Please review our Privacy Policy for additional information regarding the collection, use, disclosure, and protection of personal information.

16. Indemnification

To the maximum extent permitted by applicable law, you agree to indemnify and hold harmless AutoNYOU, Skyline Digital Growth, and their respective owners, affiliates, employees, agents, representatives, and partners from claims, liabilities, damages, losses, costs, and expenses, including reasonable legal fees, arising out of or relating to:

  • Your use or misuse of the Website;
  • Your violation of these Terms;
  • Information you submit through the Website; or
  • Your violation of applicable laws or the rights of another party.

17. Changes to These Terms

We may modify or update these Terms from time to time.

Any revised Terms will become effective when posted on the Website unless otherwise stated.

Your continued use of AutoNYOU after revised Terms are posted constitutes your acceptance of the updated Terms.

We encourage you to review these Terms periodically.

18. Governing Law

These Terms shall be governed by and interpreted in accordance with the applicable laws of the State of Delaware, without regard to conflict-of-law principles, except where applicable law requires otherwise.

19. Severability

If any provision of these Terms is determined to be unlawful, invalid, or unenforceable, that provision shall be limited or removed to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

20. Contact Us

If you have questions, concerns, or requests regarding these Terms & Conditions, you may contact us using the information below:

Skyline Digital Growth
Address: 8 THE GREEN STE A, Dover, Delaware 19901, U.S.A.
Email: globalsales@skylinedigitalgrowth.com